Questions you're right to ask.

Almost everyone in the industry has a reason to steer you — management fees, commissions, or hourly billing. We have none. We charge a single flat fee for the analysis, recommend nothing, and sell nothing. Your scores and report are yours to use anywhere. We don't know of anyone else operating this far above the conflicts.

No. TriScore™ is historical analysis and education. We don't manage money or make recommendations — we show you what already happened, in plain language.

Never. This is your private second opinion. No one is notified, and nothing is shared. What you do with it is entirely up to you.

A single score from 0–100 for your portfolio, built from three scores: your Return, your Fees, and your Risk — each shown in real dollars. We use the number, not letter grades, so it's clear at a glance how your money actually did.

From the figures in your own connected accounts — your after-fee return, the total fees you paid, and how much risk your portfolio carried. The full report shows the complete methodology, including your Historical Allocation Benchmark™ (HAB™) — a personalized index built from your actual asset mix, using passive market indexes. Returns and Risk are measured directly against your HAB™, so the math is never a black box. The HAB™ describes a passive-allocation reference, not a recommendation to invest in the named indexes. It is not an investable product and has no fees or trading costs. It is not possible to invest directly in an index.

You connect your accounts through Plaid, so your bank login credentials go straight to Plaid and never touch our servers. Our access is read-only — we can see your holdings and history, never move money. Your data is encrypted with AES-256 in transit and at rest, processed on Google Cloud (which maintains SOC 2 and ISO 27001 for its platform), and backed by $2,000,000 in cyber-liability protection. You can disconnect or delete everything anytime.

You securely connect your investment accounts through Plaid — it takes about a minute, and your login credentials go to Plaid, never our servers. Prefer to upload PDF statements instead? That's coming soon — sign up and join the list, and we'll tell you the moment it's ready.

Your three scores and overall TriScore are shown free. For our first 1,000 members, the full report is free too. After that, the full report moves behind a simple flat fee — no subscriptions to anything you don't want.

TriScore is a service of Statement Analytics LLC, founded by Rob Wilson after decades in the business. We're an independent analytics company — not an adviser, broker, or fund.